For those of you with any money left, be aware of the next expected mergers so that you can get in on the ground floor and make some BIG bucks. Watch for these consolidations in 2009:

1. Hale Business Systems, Mary Kay Cosmetics, Fuller Brush, and W. R. Grace Co. will merge and become: Hale, Mary, Fuller, Grace.

2. PolygramRecords, Warner Bros., and ZestaCrackers join forces and become: Poly, Warner Cracker.

3. 3M will merge with Goodyear and become: MMMGood.

4. ZippoManufacturing, AudiMotors, Dofasco, and Dakota Mining will merge and become: ZipAudiDoDa

5. FedEx is expected to join its competitor, UPS, and become: FedUP.

6. Fairchild Electronics and Honeywell Computers will become: Fairwell Honeychild.

7. Grey Poupon and Docker Pants are expected to become: PouponPants.

8. Knotts Berry Farm and the National Organization of Women will become: Knott NOW!

9. Stop & Shop and A&P will become: Stop & Pee

And finally ....

10. Victoria's Secret and Smith &Wesson will merge under the new name: Titty, Titty, Bang, Bang.